Debt Lawsuits

The downward spiral of debt includes many steps. Collection notices and harassing phone calls may be the first steps creditors take in pursuit of a debt. As time wears on, creditors and collection agencies will eventually pursue more severe steps such as filing a lawsuit to recover a debt.

Even if you have ignored previous collection activities, you need to take any lawsuit against you seriously. It cannot be ignored. Failing to take action will simply allow the creditor that is suing you to secure a default judgment against you. This means that, to a certain degree, that creditor will be able to define to the court what remedy is appropriate to resolve the case.

Do not allow creditors that much power over your life and your finances. The automatic stay in bankruptcy puts an immediate halt to all collection activities, including lawsuits that are pursuing a debt.

Helping People Find Debt Relief

I am attorney Patrick D. West of Patrick D. West Law Firm, P.C. With more than 25 years of experience fighting for the rights of my clients in the Dallas-Fort Worth metroplex, I am committed to helping my clients explore their options and pursue the most effective resolution to their difficult debt situation. Filing for bankruptcy is the most direct means of stopping any debt-related lawsuit.

Effective representation rarely occurs when you are meeting with a sales representative, secretary or legal assistant instead of an experienced attorney. When you call my firm to make an appointment, you will be meeting with me personally; not a sales representative, secretary or legal assistant.

Over the years I have been helping people, I have built a reputation for providing quality representation. That help has been recognized in my being:

  • Selected for inclusion in Texas Super Lawyers monthly magazine in 2011, 2012 and 2013
  • Named as one of the Top Bankruptcy Attorneys in Tarrant County by Fort Worth, Texas magazine in 2005, 2006, 2007, 2008, 2009, 2011, 2012 and 2013

Stopping Debt Collection Lawsuits In Fort Worth, Dallas And The Surrounding Areas

Put the brakes on debt collection lawsuits by scheduling a free initial consultation. Call 817-989-6554 or contact my office online.

Determinar si bancarrota puede resolver pleitos de colección de deuda. En español, llame al 817-989-6554 y pida Anita a usted fijar una cita para una consulta gratuita. La representación efectiva rara vez se produce cuando se va a reunir con un representante de ventas, secretaria o asistente legal en lugar de un abogado con experiencia. Cuando usted llama mi empresa para hacer una cita, usted se reunirá conmigo personalmente; no es un representante de ventas, secretaria o asistente legal.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

WARNING ABOUT CREDITORS WHO HAVE SUED YOU

A ruling by the Federal Appeals Court makes it possible for a judgment creditor to have a lower court strip you of your right to declare property, such as your homestead, as exempt. This usually happens when a judgment creditor sues and sends written requests for admissions. One of the requests will ask you to admit or deny that your homestead (or other property) is exempt. By not responding in the time allotted (usually 30 days), the creditor can ask the court to hold that you have admitted that your home is not your exempt property. Once the judgment becomes final, it cannot be set aside, even by a bankruptcy court. Therefore, if you have been sued and are considering filing for bankruptcy, you should not delay.