Difficult debt situations rarely happen overnight. Because these situations can happen so gradually, people may find themselves at risk of losing their homes before they realize the severity of their financial issues.

If you are facing the loss of your home through foreclosure, Chapter 13 bankruptcy can help you fight to keep your home. I can help you secure all of the benefits Chapter 13 has to offer, including the halting of foreclosure proceedings.

Chapter 13 bankruptcy may allow you to force your mortgage company to accept payments to catch up on the amount you have fallen behind over a three- to five-year period. As soon as the paperwork is filed with the bankruptcy court, collection activities, such as foreclosure, are immediately stopped to give you up to five years to catch up on your mortgage payments.

Act Now To Protect Your Home

It is very important that you take action as soon as possible. Chapter 13 can only protect your home if the foreclosure sale has not already been completed.

Information About Mortgage Modification Programs

If you are being considered for modification of your mortgage under the Home Affordable Modification Program (HAMP) or the Home Affordable Refinance Program (HARP), your mortgage company has probably advised you to stop making your monthly mortgage payments while you are being considered for the program. Keep in mind that, as you are being considered under HAMP or HARP, your mortgage arrearages are continuing to climb. Each payment you miss is being plowed back into your principal balance and, as the principal balance grows, so does the amount of interest you are being charged each month, not to mention late fees. The arrearages may escalate much quicker than you think, so delaying too long may make even a Chapter 13 impractical.

Helping People Find Debt Relief

I am attorney Patrick D. West of Patrick D. West Law Firm, P.C. I understand the anxiety that people can experience when they are facing the loss of their homes through foreclosure. I am committed to helping people find the debt solutions they need to be able to find relief. With more than 25 years of experience serving the needs of the people in the Dallas-Fort Worth metroplex, I have the skill and experience necessary to help people fight to save their homes and get a fresh start on their finances.

Stopping Foreclosure In Fort Worth, Dallas And The Surrounding Areas

Let me use my experience with the Bankruptcy Code to help you protect your home. Effective representation rarely occurs when you are meeting with a sales representative, secretary or legal assistant instead of an experienced attorney. When you call my firm to make an appointment, you will be meeting with me personally; not a sales representative, secretary or legal assistant. To schedule a free initial consultation, call 817-989-6554 or contact my office online.

Detener una Ejecución Hipotecaria en Fort Worth, Dallas y Sus Alrededores

Para ver si una bancarrota del capítulo 13 puede detener una ejecución hipotecaria por su compañía hipotecaria y ayuda que coger sus pagos de hipoteca en español, llame al 817-989-6554. Mi asistente, Anita te hará una cita para una consulta gratuita. La representación efectiva rara vez se produce cuando se va a reunir con un representante de ventas, secretaria o asistente legal en lugar de un abogado con experiencia. Cuando usted llama mi empresa para hacer una cita, usted se reunirá conmigo personalmente; no es un representante de ventas, secretaria o asistente legal.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.