Automobile Repossession

The north central Texas region is really big and spread out. Getting around without a vehicle is almost impossible. Most people do not have access to good mass transit. Losing your vehicle can be like losing an arm or a leg. In this area, transportation is necessary for getting to work, taking children to school, grocery shopping and running other errands. The threat of repossession is often the wake-up call for the need to take a more aggressive approach in dealing with an overwhelming debt situation.

Can I Keep My Car? Can I Get It Back?

Chapter 13 bankruptcy can prevent the repossession of your motor vehicles. When a person files for bankruptcy, the federal bankruptcy court orders that all collection activities, including repossession, cease immediately. In some instances, your vehicle can be recovered even if it has already been repossessed, but it is imperative that you act quickly if you want to try and recover your motor vehicle.

You May End Up Paying Less

You can keep your car while catching up on late payments over the course of a three- to five-year repayment plan or you may be able to "cram down" or reduce the balance owed on your vehicle to its market value. Your ability to pay is one consideration in formulating a repayment plan. In other words, you may be able to force the bank or finance company to accept a lesser amount for the vehicle.

Helping People Find Debt Relief

I am attorney Patrick D. West of Patrick D. West Law Firm, P.C. I know that the loss of a motor vehicle can be a devastating blow for people. Debt can be easy to ignore until a difficult situation, such as repossession, occurs. I have been helping people in the Dallas-Fort Worth metroplex secure the debt relief they need for more than 25 years. The help I have provided to people has been recognized in my being selected for inclusion in Texas Super Lawyers monthly magazine in 2011, 2012 and 2013, Super Lawyers is a Thomson Reuters service. I have also been named as one of the "Top Bankruptcy Attorneys" in Fort Worth, Texas Magazine in Tarrant County by Fort Worth, Texas Magazine, a publication of Fort Worth, Texas the City's Magazine in 2005, 2006, 2007, 2008, 2009, 2011, 2012 and 2013.

Effective representation rarely occurs when you are meeting with a sales representative, secretary or legal assistant instead of an experienced attorney. When you call my firm to make an appointment, you will be meeting with me personally; not a sales representative, secretary or legal assistant.

Stopping Repossession In Fort Worth, Dallas And The Surrounding Areas

You do not have to accept losing your car to repossession. I can help you fight to keep your vehicle. To schedule a free initial consultation, call 817-989-6554 or contact my office online.

Detener la Reposesión en Fort Worth, Dallas y Sus Alrededores

Para obtener ayuda aprendiendo cómo bancarrota puede salvar su vehiculo en español, por favor llame al 214-428-2600. Por favor pida Anita a usted fijar una cita para una consulta gratuita. La representación efectiva rara vez se produce cuando se va a reunir con un representante de ventas, secretaria o asistente legal en lugar de un abogado con experiencia. Cuando usted llama mi empresa para hacer una cita, usted se reunirá conmigo personalmente; no es un representante de ventas, secretaria o asistente legal.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.