How Does Bankruptcy Stop Creditors?

Bankruptcy has the power to immediately halt all collection activities against you. When you file the bankruptcy paperwork, an automatic stay is put in place, which forces all creditors and collection agencies to cease pursuit of debt. The automatic stay is an order by a federal bankruptcy court. There can be severe consequences for any creditor who disobeys this order by continuing collection efforts after your bankruptcy case is filed.

When people are living with difficult debt, every day can be a nightmare of harassing phone calls and threatening letters. Repossession, garnishment and foreclosure are real fears that people have to live with and deal with. For many people in difficult debt situations, the reality is that no matter how economical they are or how hard they work, the financial hole they are in may be too big to get out of without help.

The smartest thing people can do when they are facing overwhelming debt is to learn more about their options. By talking with a professional who understands how to help people secure debt relief, they can begin working to build a brighter future.

Helping People Find Debt Relief

I am attorney Patrick D. West of Patrick D. West Law Firm, P.C. I have been working to help people find the debt relief they need for more than 25 years. I understand the challenges that people face, and I know what tools are available to help them get back on their feet again. The automatic stay that is put in place after filing for bankruptcy provides people with an immediate sense of relief. Knowing that you no longer have to be subject to unending harassment from creditors and collection agencies can provide you with peace of mind you may not have had for years.

Effective representation rarely occurs when you are meeting with a sales representative, secretary or legal assistant instead of an experienced attorney. When you call my firm to make an appointment, you will be meeting with me personally; not a sales representative, secretary or legal assistant.

I am proud of the service I provide, and I have been:

  • Selected for inclusion in Texas Super Lawyers monthly magazine in 2011, 2012 and 2013
  • Named as one of the Top Bankruptcy Attorneys in Tarrant County by Fort Worth, Texas magazine in 2005, 2006, 2007, 2008, 2009, 2011, 2012 and 2013

Making The Most Of Bankruptcy And The Automatic Stay In Fort Worth, Dallas And The Surrounding Areas

Let me help you stop the harassment of creditors and collection agencies through the protections offered under the Bankruptcy Code. To schedule a free initial consultation, call 817-989-6554 or contact my office online.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.