Credit Card Debt

Credit card debt is one of the most common causes of difficult debt situations. The high interest charged by credit card companies can easily cause even nominal balances to spiral out of control. This is especially true when credit cards are used as income supplements.

During the recession, many people found themselves unemployed or experiencing a cut in hours or pay. For those people who assumed that their situation would be temporary, credit cards were a reasonable choice to help make ends meet. When the nation's economic situation failed to improve, many of those people found themselves facing extremely high amounts of credit card debt that destabilized their finances. If you found yourself in a similar situation, you are probably receiving numerous collection calls during the day by debt collectors who belittle you and make threats that they are going to sue you. The stress caused by these calls can be overwhelming.

When overwhelming debt situations occur, you need to do more than simply tighten your belt and look for extra work — you need to educate yourself about what options are out there. Chapter 7 bankruptcy is often the most effective means of getting out from under credit card debt and relieving your stress by stopping the constant stream of harassing debt collection calls.

Bankruptcy allows people to discharge unsecured debt such as credit cards, medical bills and personal loans. It can also put an immediate halt to:

Helping People Find Debt Relief

I am attorney Patrick D. West of Patrick D. West Law Firm, P.C. I have spent more than 25 years helping people find the relief they need from difficult debt situations, many of them caused by credit card debt. I know how easy it is for people to find themselves facing credit card bills that could take years, if not decades, to pay off. The Bankruptcy Code offers everyone the chance to secure a fresh start. Let me help you understand your rights and begin building the brighter future you deserve.

Effective representation rarely occurs when you are meeting with a sales representative, secretary or legal assistant instead of an experienced attorney. When you call my firm to make an appointment, you will be meeting with me personally; not a sales representative, secretary or legal assistant.

The assistance I offer people has been honored in many ways over the years, including being:

  • Selected for inclusion in Texas Super Lawyers monthly magazine in 2011, 2012 and 2013
  • Named as one of the Top Bankruptcy Attorneys in Tarrant County by Fort Worth, Texas magazine in 2005, 2006, 2007, 2008, 2009, 2011, 2012 and 2013

Help Dealing With Credit Card Debt In Fort Worth, Dallas And The Surrounding Areas

You do not have to continue to live with the burden of excessive credit card debt. To schedule a free initial consultation, call 817-989-6554 or contact my office online.

Ayudar a Lidiar con una Deuda de Tarjetas de crédito en Fort Worth, Dallas y Sus Alrededoes

No tienes que continuar viviendo con la carga de la deuda de tarjeta de crédito excesivo. Para programar una consulta inicial gratuita en español, llame al 214-428-2600. Pregunte por Anita. La representación efectiva rara vez se produce cuando se va a reunir con un representante de ventas, secretaria o asistente legal en lugar de un abogado con experiencia. Cuando usted llama mi empresa para hacer una cita, usted se reunirá conmigo personalmente; no es un representante de ventas, secretaria o asistente legal.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.