Bankruptcy Alternatives

Bankruptcy is not the only tool that is available to help people get out from under difficult debt. There are a variety of alternatives to bankruptcy. Each offers a different approach to debt relief. I can help you understand the strengths and weaknesses each alternative offers and how those factors can most benefit you.

No matter whether you are considering bankruptcy or one of the alternatives, it is essential that you discuss your situation with an experienced debt relief attorney to ensure that you are fully informed and make the right decisions for you and your family.

Alternative approaches to bankruptcy include:

  • Debt management – Under a debt management plan, a person's income and expenses are evaluated by a debt management company that divides his or her disposable income amongst creditors. This plan can reduce interest. However, creditors are under no obligation to sign on to the agreement.
  • Debt settlement/debt reduction – By negotiating with creditors, you may be able to dramatically reduce the amount owed to them. My extensive skill in working with creditors allows me to conduct effective negotiations on behalf of my clients.
  • Debt consolidation/bill consolidation program – A person pays a single monthly bill to a debt consolidator who has secured agreements with the various creditors, in some cases for lower total amounts.

Helping People Find Debt Relief

I am attorney Patrick D. West of Patrick D. West Law Firm, P.C. With more than 25 years of experience, my understanding of the field of debt relief allows me to offer my clients options that will truly work for them. I investigate each client's situation, and make recommendations that can help him or her secure the fresh start he or she needs. I am committed to helping people like you move forward with their lives again.

Effective representation rarely occurs when you are meeting with a sales representative, secretary or legal assistant instead of an experienced attorney. When you call my firm to make an appointment, you will be meeting with me personally; not a sales representative, secretary or legal assistant.

During my years of serving clients, I have been recognized for the quality of service I provide by being:

  • Selected for inclusion in Texas Super Lawyers monthly magazine in 2011, 2012 and 2013
  • Named as one of the Top Bankruptcy Attorneys in Tarrant County by Fort Worth, Texas magazine in 2005, 2006, 2007, 2008, 2009, 2011, 2012 and 2013

Bankruptcy Alternatives In Fort Worth, Dallas And The Surrounding Areas

I can help you find the right debt relief solution for your individual situation. To schedule a free initial consultation, call 817-989-6554 or 817-989-6554 or contact my office online.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.